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KVS SUBJECT OF COMPUTER QUESTION PAPER 2018...
EXAM DATE :- 23-12-2018
Mutual Funds Vs Post Office Schemes :~~ Which one is a better investment option for you?
For a long time, post office schemes have been favourite among investors looking to obtain regular returns from their investments. Government-sponsored post office schemes offer returns of 7%-8.7% on an annual basis. Additionally, these schemes also offer maturity bonus of up to 5%. However, in spite of the post office schemes being risk-free and offering handsome returns, mutual funds have gained an edge over these schemes. That is because mutual funds offer better liquidity as well as returns in comparison to post office schemes. Especially investments made in equity and debt funds offer higher returns than fixed-income investments. However, mutual funds are subject to market volatility due to which a large number of investors are reluctant to invest in them.
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